While you look through the information, it is important to keep in mind that there are two very different Social Security Disability Benefit Programs, with different rules and Work Incentives. Both have improved their incentives and protections for recipients and it is almost always better financially to work as much as you can.
Here is a brief summary of the differences and how you can tell what assistance you receive:
Supplemental Security Income (SSI) – This is a “needs based” program and is meant to only provide supplemental assistance to provide for your basic living expenses. Children with disabilities living in low income families who are under 18 may receive this benefit. The maximum amount for 2024 is $943 and $1415 for a couple. If you have other resources or income, you may receive less than this amount. Benefits are paid on the first day of the month.
Title II Disability Insurance commonly referred to as Social Security Disability Insurance (SSDI) – This is our Social Security Insurance program that all workers pay into for retirement. Most people refer to everyone receiving Disability payments under Title II as SSDI, but the reality is that there are many people with disabilities who are receiving benefits due to a parent or guardian who paid into the system. The amount of SSDI is based on what has been paid into the system.
People who receive SSDI under $943 may also receive SSI.
Your state may provide a supplement that raises the minimum amount of your benefit.
Veteran’s Benefits – These are on a sliding scale based on too many factors to address in a short paragraph. Please go to the Department of Veterans Affairs.